Save Money - Costs associated with modifying a vehicle can vary greatly and may be expensive. There are programs that help pay part or all of the cost of vehicle modification, depending on the cause and nature of the person's disability as well as an employment-related need. The Michigan Assistive Technology Loan Fund provides low-interest loans to purchase adapted vehicles and other assistive technology equipment. Contact the Loan Fund Manager at 800.828.2714 or visit our website.
If you need vehicle modifications to help you reach your employment goals, contact Michigan Rehabilitation Services at 800.605.6722 (voice) or 888.605.6722 (TTY). If you are a veteran, the Disabled American Veterans Department of Michigan in Fraser at 586.415.8610 may also help you. If you have private health insurance or workers’ compensation, you may be covered for adaptive devices and vehicle modification. Check with your insurance carrier.
Manufacturers such as Chrysler Corporation, Ford Motor Company, General Motors, and Saturn, have rebate or reimbursement plans for modified vehicles. Michigan will waive the sales tax for adaptive devices if you have a doctor’s prescription for their use. You may also be eligible for savings when submitting your federal income tax return. Check with a qualified tax consultant to find out if the cost of your adaptive devices will help you qualify for a medical deduction.
Know the Licensing Requirements – In Michigan, you must be licensed in order to operate a motor vehicle on public streets and highways. You cannot be denied the opportunity to apply for a permit or license because you have a disability. However, you may receive a restricted license, based on your use of adaptive devices.
Evaluate Your Needs - Driver rehabilitation specialists perform comprehensive evaluations to identify the adaptive equipment most suited to your needs. A complete evaluation includes vision screening and, in general, assesses:
Upon completion of an evaluation, you should receive a report containing specific recommendations on driving requirements or restrictions, and a complete list of recommended vehicle modifications.
Find a Qualified Evaluator - To find a qualified evaluator in Michigan, contact a local rehabilitation center or call the Association for Driver Rehabilitation Specialists (ADED) at 800.290.2344. The Association maintains a database of certified driver rehabilitation specialists throughout the country. Your insurance company may pay for the evaluation. Find out if you need a physician’s prescription or other documentation to receive benefits.
Be Prepared for an Evaluation - Consult with your physician to make sure you are physically and psychologically prepared to drive. Being evaluated too soon after an injury or other trauma may indicate the need for adaptive equipment you will not need in the future. When going for an evaluation, bring any equipment you normally use, e.g., a walker or neck brace. Tell the evaluator if you are planning to modify your wheelchair or obtain a new one.
Evaluating Passengers with Disabilities - Evaluators also consult on compatibility and transportation safety issues for passengers with disabilities. They assess the type of seating needed and the person’s ability to exit and enter the vehicle. They provide advice on the purchase of modified vehicles and recommend appropriate wheelchair lifts or other equipment for a vehicle you own. If you have a child who requires a special type of safety seat, evaluators make sure the seat fits your child properly. They also make sure you can properly install the seat in your vehicle.
Select the Right Vehicle - Selecting a vehicle for modification requires collaboration among you, your evaluator, and a qualified vehicle modification dealer. Although the purchase or lease of a vehicle is your responsibility, making sure the vehicle can be properly modified is the responsibility of the vehicle modification dealer. Take the time to consult with a qualified dealer and your evaluator before making your final purchase. It will save you time and money. Be aware that you will need insurance while your vehicle is being modified, even though it is off the road.
The following questions can help with vehicle selection. They can also help determine if you can modify a vehicle you already own.
If a third party is paying for the vehicle, adaptive devices, or modification costs, find out if there are any limitations or restrictions on what is covered. Always get a written statement on what a funding agency will pay before making your purchase.
Choose a Qualified Dealer to Modify Your Vehicle - Even a half inch change in the lowering of a van floor can affect a driver’s ability to use equipment or to have an unobstructed view of the road; take time to find a qualified dealer to modify your vehicle. Begin with a phone inquiry to find out about credentials, experience, and references. Ask questions about how they operate. Do they work with evaluators? Will they look at your vehicle before you purchase it? Do they require a prescription from a physician or other driver evaluation specialist? How long will it take before they can start work on your vehicle? Do they provide training on how to use the adaptive equipment?
If you are satisfied with the answers you receive, check references; then arrange to visit the dealer’s facility. Additional information to consider is listed below.
Once you are comfortable with the dealer’s qualifications, you will want to ask specific questions, such as:
While your vehicle is being modified you will most likely need to be available for fittings. This avoids additional waiting time for adjustments once the equipment is fully installed. Without proper fittings you may have problems with the safe operation of the vehicle and have to go back for adjustments. Some State Agencies specify the dealer you must use if you want reimbursement.
Obtain Training on the Use of New Equipment - Both new and experienced drivers need training on how to safely use new adaptive equipment. Your equipment dealer and evaluator should provide information and off-road instruction. You will also need to practice driving under the instruction of a qualified driving instructor until you both feel comfortable with your skills. Bring a family member or friend who drives to all your training sessions. It’s important to have someone else who can drive your vehicle in case of an emergency.
Some state vocational rehabilitation departments pay for driver training under specified circumstances. You can also use your loan from the MATLF to pay for your training, lodging, and meals during training if it is away from your home. At a minimum, their staff can help you locate a qualified instructor. If your evaluator does not provide on-the-road instruction, ask him or her for a recommendation. You can also inquire at your local motor vehicle administration office.
Maintain Your Vehicle - Regular maintenance is important for keeping your vehicle and adaptive equipment safe and reliable. It may also be mandatory for compliance with the terms of your warranty. Some warranties specify a time period during which adaptive equipment must be inspected. These “check ups” for equipment may differ from those for your vehicle. Make sure you or your modifier submits all warranty cards for all equipment to ensure coverage and so manufacturers can contact you in case of a recall.
Department of Transportation Website: www.dot.gov
Department of Transportation Auto Safety Hotline: 888-DASH-2-DOT (888-327-4236).
Listing of automotive companies that have rebate programs www.nhtsa.gov/cars/rules/adaptive/brochure/brochure.html
The Association for Driver Rehabilitation Specialists http://www.driver-ed.org/i4a/pages/index.cfm?pageid=1
Michigan Secretary of State Website www.michigan.gov/sos
National Mobility Equipment Dealer's Association www.nmeda.org
Read the Assistive Technology Vendors list for a listing of modified vehicle dealers in Michigan