UCP Michigan operates two Assistive Technology Programs. Follow the links for more information on each of the programs.
The Michigan Assistive Technology Loan (MATL) supports the purchase of needed technology through low interest rates and loan guarantees.
The Michigan Employment Loan Fund (MELF) offers loans to buy equiment for self-employment or to work for an employer from home or a telework center. The purpose of a loan is to reduce or eliminate barriers to employment.
MICHIGAN ASSISTIVE TECHNOLOGY LOAN FUND
Michigan Assistive Technology Loan Fund (MATLF) and Michigan Employment Loan Fund (MELF) are programs of United Cerebral Palsy of Michigan, which works in partnership with Michigan State University Federal Credit Union (MSUFCU), to provide loans. They are funded through public and private donations, and started with grants from the United States Department of Education’s Rehabilitation Services Administration.
The mission of MATL supports the purchase of needed technology through low interest rates and loan guarantees and is a service partially supported through Michigan’s Assistive Technology Program (MATP).
Assistive technology is defined as any item, piece of equipment, or device that enables an individual with a disability to improve individual independence and quality of life.
FAQ (If you have a question that is not addressed here, send us an email to submit your question)
Who is eligible to apply?
Michigan residents with disabilities, seniors, and their family members or guardians.
What can I purchase with a loan through this program?
Allowable equipment includes but is not limited to, hearing aids, wheelchairs, motorized scooters, voice simulation systems, Braille equipment, telecommunications equipment, augmentative communication systems, environmental control units, computers, adapted recreational equipment, accessible home modifications, and modified vehicles. Training to use the equipment can also be included with the loan.
Where can I find the equipment I need?
You may buy equipment from a dealer or from a private seller; it is your choice. View a list of assistive technology vendors that loan fund borrowers have used.
How much can I borrow?
There is no minimum amount. The maximum is $30,000. Your ability to repay the amount requested will determine the approval of your loan.
What makes this Loan Fund special? Why not go to my regular bank?
The amount of money people need to borrow for AT is often less than the minimum amount a bank will loan, and often AT is not a “collateral” item that has an established resale value. This is a lower-interest option than the unsecured loans or credit card purchases that people frequently resort to. A grant held by UCP Michigan underwrites these loans.
What is the interest rate on these loans?
Interests rates are determined by MSUFCU iand are subject to change. Please contact UCP Michigan for current rates. Once your loan is granted, the interest rate is fixed for the life of the loan.
How much time will I have to pay off the loan?
Repayment terms are based on the expected useful life of the assistive technology device. The maximum loan term is seven years.
How can I apply for a loan?
You can apply for a loan by MATL APP, by contacting the Loan Fund Manager at United Cerebral Palsy of Michigan at 800.828.2714 option 2, or by contacting one of our local application sites and requesting an application from them.
For more information about Michigan Assistive Technology Loan, please contact UCP at 517- 203-1200 option 2 or (800) 828-2714 option 2, or send an e-mail.
THE MICHIGAN LOAN FUNDS
The Michigan Loan Funds are programs of United Cerebral Palsy of Michigan, which works in partnership with Michigan State University Federal Credit Union (MSUFCU) to provide loans. It is funded through public and private donations, and started with grants from the United States Department of Education’s Rehabilitation Services Administration.
The mission of the Michigan Assistive Technology Loan (MATL) supports the purchase of needed technology through low interest rates and loan guarantees.
The mission of the Michigan Employment Loan Fund (MELF) is to reduce or eliminate barriers to employment through low-interest loans. Financial loans can be used to buy equipment for self-employment or to work for an employer from home or a telework center.
Michigan Loan Funds
c/o United Cerebral Palsy of Michigan
1325 S. Washington Ave
Lansing, MI 48910